Whether you are an employer or an employee, you owe it to yourself to be familiar with the labor laws in your area. In some states, federal laws set by the US Department of Labor are the only laws governing labor, and in other states, the state government has legislated ... continue reading

Insurance fraud is one of the largest white-collar crimes in America today, second only to tax evasion. New York City has the dubious distinction of having the 9 th highest rate of insurance fraud cases in the nation.

In order to combat the rising number of cases, New York ... continue reading

I went looking for the Alabama Marriage Laws on the internet today and was glad to see they were easy to find and understand. Anyone planning to “Tie The Knot” in the state of Alabama should be well educated on the Alabama Marriage Laws. If you are not, then I ... continue reading

In the state of Wyoming if you are over the age of nineteen and of sound mind the law allows you to make a Will and Living Trust.  You may prepare a handwritten Will in your own handwriting or have it typed.  This must be witnessed by at least two ... continue reading

Georgia’s Safe Have law permits a mother to surrender an infant up to one week old at any medical facility. These include hospitals, infirmaries, health centers and birthing centers, but not the private offices of physicians or dentists. The mother must provide her name, address and proof of identity. The ... continue reading

Residents of the state of Louisiana who need to know the guidelines regarding tax exemptions can refer to Louisiana exempt employee laws. These laws also cover tax liability as well.

Louisiana exempt employee laws help employees know when they can claim exemptions on their W-4 or similar earning form. ... continue reading

Kentucky exempt employee laws help citizens understand their responsibility regarding the payment of taxes. These laws specifically address issues of tax exemption.

Kentucky exempt employee laws help employees know when they can claim exemptions on their W-4 or similar earning form. For example, usually when people are working they ... continue reading

Nevada, like many other states, does not have a separate Nevada probate court system in place for the sole purpose of handling issues regarding probate laws. However, the state of Nevada does still enact all probate laws. Instead of having a Nevada probate court, the District Court of Nevada handles ... continue reading

If you are opening a business in Wisconsin, take a look at this blog entry. It doesn’t go into a great deal of detail, but it will give you some pointers when dealing with the Wisconsin Business Corporate Laws.

If you are looking for Wisconsin Business Corporate Laws, you ... continue reading

If you have decided to become a business owner in West Virginia, congratulations! That is a big step! However, before you open a business or corporation in the state of West Virginia, you should be well versed in the West Virginia Business Corporate Laws.

These laws have been created ... continue reading

I’ve got some pretty good news for you if you are trying to figure out which life insurance company to go with in Wyoming. Basically, all companies should be on the up-and-up as the Department of Insurance makes sure all agents and companies obey Wyoming Life Insurance Laws.

Who ... continue reading

If you feel that the life insurance you are working with has been fraudulent regarding Wisconsin Life Insurance Laws, I just found out you shouldn’t lodge them with the Wisconsin Office of the Commissioner of Insurance. The office is a good place to go if you have questions, but they ... continue reading

If you are wondering what asset protection residents of West Virginia have under West Virginia Life Insurance Laws, then you’ll probably be interested in the latest information that I recently unearthed.

I always knew that West Virginia tended to be pro-creditor, so I was glad to learn that people ... continue reading

I just found out that under Washington Life Insurance Laws, there are some kinds of life insurance that don’t ask medical questions. Anyway, I thought you might be interested in a rundown of what they are.

Group Life Insurance policies that people get at work or as part of ... continue reading

I’ve been looking into Virginia Life Insurance Laws, specifically the definition of Group Life Insurance. What is Group Life Insurance? Well, it covers the lives of multiple persons—for example either employees in a business or members of a labor union.

In most cases, the insured persons either get this ... continue reading

If you have come across the term “individual life insurance” and are wondering how it is defined under Vermont Life Insurance Laws, then you’ve come to the right place.

Individual life insurance is underwritten taken into account the actuarial risk of death of the one individual being insured. However, ... continue reading

Hi there! I just wanted to hop on here and talk a bit about Utah Life Insurance Laws. In a nutshell, Utah Life Insurance Laws are very similar to laws in other states. However, all policies must be approved for use and public sale by the Utah Department of Insurance. ... continue reading

If you die within two years of taking out a life insurance policy, of an illness that should have been reported on your application, can the company refuse to pay your benefits under Texas Life Insurance Laws.

Yes, they can. In most cases one of two things will happen: ... continue reading

Did you know that the state of Tennessee is home to 1,700 insurance-related businesses? Wow! If you are anything like me, you are probably wondering how the state keeps track of all these businesses and makes sure they are following Tennessee Life Insurance Laws.

Well, no worries! The Insurance ... continue reading

I got to wondering the other day: what happens to your life insurance policies when you get divorced? Specifically, can a person take out a policy on their ex-spouse under South Dakota Life Insurance Laws?

Well, anyone who has children with think this is good news. Under South Dakota ... continue reading

I was wondering what recourse I would have if I thought my insurance company did anything against South Carolina Life Insurance Laws. Is there any help available?

In fact, there is. If you think your agent or company has done something against South Carolina Life Insurance Laws, you should ... continue reading

Idaho law permits wills and living trusts as legal documents that leaves your estate to your heirs at the time of your death.  Holographic wills which is a handwritten will is permitted but requires that the “material provisions” of the will be in your handwriting.  To ensure that every part ... continue reading

While browsing on the internet recently, I came across the Nevada Business Corporate Laws. There are a lot of them, as businesses in any state will need to follow strict guidelines and laws throughout its life. The listings of the Nevada Business Corporate Laws I found over the internet were ... continue reading

Under Rhode Island Life Insurance Laws, can an insurance company deny a claim?

Yes. The most common reason for denying a claim is material misrepresentation.

What is material misrepresentation? It is any faulty information on your application. However, in order for the company not to pay the claim, ... continue reading

I just wanted to hop on here and talk about whether you need a lawyer to collect a claim under Pennsylvania Life Insurance Laws.

The answer is “no,” unless there is a problem, the policy is very large, or the estate is subject to Federal Estate Tax. Also, if ... continue reading

What does it mean when a life insurance policy is “incontestable” under Oregon Life Insurance Laws?

Basically, it means that the policy is older than two years. A policy that is older than two years old must be paid unless the circumstances are very extreme.

Who needs life ... continue reading

Are you wondering what happens under Oklahoma Life Insurance Laws when an insured person dies?

Under Oklahoma Life Insurance Laws, you basically need to submit a copy of the death certificate and the claim form to the life insurance company. Assuming everything is in order, your benefits should be ... continue reading

So I got to wondering the other day . . . what happens if my life insurance goes broke and is forced out of business. Is there any type of protection under Ohio Life Insurance Laws.

Thankfully, I found out that there is! Under Ohio Life Insurance Laws all ... continue reading

If you are trying to figure out which life insurance company to go with in North Dakota, then I’ve got some good news for you. The Department of Insurance makes sure all agents and companies obey North Dakota Life Insurance Laws.

Who needs life insurance? Well, basically anyone concerned ... continue reading

I was wondering the other day if my insurance company in North Carolina could just raise my premiums whenever they felt like it.

Well, I was happy to find out that under North Carolina Life Insurance Laws, the Department of Insurance regulates the premium rates. I also found out ... continue reading