In California real estate law if a property escheats, title to the real estate reverts to the government. Usually this   means the property owner has died with no living heirs and no will. Therefore, his or her property reverts to the state government.   This law is based ... continue reading

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that overlooks pension and health care plans that are established by private businesses and provides protection for employees who have these plans, such as pensions and 401ks.

ERISA is enforced by the Employee Benefits ... continue reading

If an employee checks on the deposits into his or her 401k account and finds that some of the funds are missing or short it is possible the employer has misappropriated money that was designated to the account.   This matter should be reported immediately to the Employee Benefits ... continue reading

If an employee suspects that he or she has made contributions to a 401k plan and does not see any deposits in the account this is a very serious matter and should be taken care of immediately.   The agency that enforces the Employee Retirement Income Security Act of ... continue reading

The Employee Benefits Security Administration (EBSA) is the federal agency that oversees the Employee Retirement Income Security Act (ERISA).   If an employee suspects he or she has made contributions to a 401k plan but does not see deposits showing up on the account the employee should immediately notify ... continue reading

In Nevada, and all other states in the nation, the Employee Benefits Security Administration (EBSA) is the federal agency that overlooks the Employee Retirement Income Security Act of 1974 (ERISA).   ERISA enforces the minimum standards for voluntary pension and health plans in private enterprises and ensures that those plans ... continue reading

An employee in Florida recently suspected that her 401k funds were being mishandled by her employer. She suspected this because even though deductions were being made from her paycheck each week, those funds were not appearing on her 401k statements.

This employee, as well as any others who suspect ... continue reading

Benefit funds, including 401k contributions, are sometimes mishandled by not only employers in Colorado, but by employers throughout the Union. The most important thing for employees to do is keep a vigilant eye on where their funds are going. Be sure to check payroll deductions that are being made, and ... continue reading

In Pennsylvania, there have been some instances in which employees have believed that their 401k funds were misappropriated. Should any worker start noticing that, even though deductions are being made from their paychecks, no deposits are showing up on their 401k statements, then it should raise some concern.

In ... continue reading

Employees in Montana frequently have questions about exactly where their 401k contributions are going. In situations where employees believe that their payroll deductions are not going into their 401k funds, they should make haste to contact the Employee Benefits Security Administration (EBSA).

EBSA is responsible for enforcing the federal ... continue reading

Alabama employers, as well employers throughout the United States, have been caught stealing 401k funds from employees on different occasions. The time for employees to become suspicious is if they begin noticing that the deductions that are being taken from their pay are not going into the designated savings funds. ... continue reading

The Employee Retirement Income Security Act (ERISA) of 1974 is a federal statute that sets the minimum standards for a majority of pension and health plans in the private sector.  It provides protection for individuals that are involved in these and other similar plans, like the 401k for example.  The ... continue reading

It appears that 401k contributions are being embezzled in Alaska. The deductions are made from all the employee’s checks, but the 401k statements don’t show any deposits. What’s an employee to do?

These sure look like the signs of the employer embezzling funds allocated for an employee 401k account. ... continue reading

If an employee thinks that their 401k contributions are being misappropriated, what should they do?  Suppose deductions are being taken from the employee’s checks, yet the 401k statements show no deposits, what then?

The situation being described in this question seems to be a firm reason to suspect that ... continue reading

If an employee suspects that their 401k contributions are being misappropriated, they should contact EBSA, the employee benefits security administration.  That number is 886-444-3272.  EBSA is responsible for enforcing ERISA in the state of Alabama an the rest of the United States.  ERISA stands for the Employee Retirement Income Security ... continue reading

In the year 2006, $25 billion in embezzled employee benefit funds were recovered, according to the U.S. Department of Labor.  This accounts for only 25% of the total amount of misappropriated funds taken from 401k, pension, and health care accounts.  Money was deducted from employee payroll checks for these funds, ... continue reading

Wills have various purposes:

Designation of estate to surviving parties Designation of guardian for minor children Naming an executor of an estate Establishing exceptions to the ability to distributer property Establish community property that passes to the surviving spouse Provide for pets by assigning a caretaker

Most people do ... continue reading

I was wondering the other day about Wyoming Estate Planning Laws . . . specifically how to lower the federal tax transfer liability. In particular, I was wondering how this all worked for married couples.

And here’s what I found out. There is an unlimited marital deduction if you ... continue reading

If you draw up a will, is all your property covered under Estate Planning Laws? Since I’m in the middle of drawing up my estate plan, I thought this was a question I needed some clear answers to.

After looking into things a bit I found out that the ... continue reading

When you are working on your estate plan, how much should you think about asset protection planning? I was wondering so thought I would look into ways you could protect your assets that are legal under West Virginia Estate Planning Laws.

Asset protection planning basically allows you to figure ... continue reading

Want a great way to prevent probate under Washington Estate Planning Laws? Have an estate plan, of course! Probate is when the court takes over your affairs upon your death or when you are too incapacitated to make decisions.

Anyway, I did a little research and found out that ... continue reading

I recently looked into Virginia Estate Planning Laws to find out what kind of protection was available through a revocable living trust. So here’s what I found out.

Basically, a revocable living trust helps you avoid probate, which in the long run means your beneficiaries get more of your ... continue reading

I ran across a lot of information about asset protection when I was doing some research on Vermont Estate Planning Laws.

At any rate, it got me to thinking. Do I need asset protection? At any rate, here are some things I found out that I thought I would ... continue reading

If you are not already aware, a trust can lower your federal transfer tax liability. Wondering how? Then I suggest you keep reading. I was recently doing some digging into Texas Estate Planning Laws, and you might be interested in some of the information that I found out.

A ... continue reading

If you are not already aware, a trust can lower your federal transfer tax liability. Wondering how? Then I suggest you keep reading. I was recently doing some digging into Texas Estate Planning Laws, and you might be interested in some of the information that I found out.

A ... continue reading

If you want to avoid probate under Tennessee Estate Planning Laws, why not come up with an estate plan? Having an estate plan is a great way to prevent probate. Probate is when the court takes over your affairs upon your death or when you are too incapacitated to make ... continue reading

If you want to prevent a conservatorship under South Dakota Estate Planning Laws, there are several things you can do.

First of all, let’s talk about what a conservatorship is. A conservatorship, in effect, is when the state has jurisdiction over your affairs. A durable power of attorney for ... continue reading

When does an estate became taxable under South Carolina Estate Planning Laws? If you are wondering about this, as I was, keep reading this post.

After doing a little research, here’s what I learned. An estate becomes taxable with the death of an individual, and continues to exist until ... continue reading

If you are like most people, you are probably wondering if there are any ways to lower estate taxes. Anyway, I wanted to find some ways that were legal under Oregon Estate Planning Laws. At any rate, I did find some information, and thought you would be interested in reading ... continue reading

If you are wondering about the most common documents used in estate planning, then keep reading. I was recently looking into Oklahoma Estate Planning Laws and here’s what I found.

You probably won’t be surprised to learn that a “will” is the most commonly known document used in estate ... continue reading