An employee in Florida recently suspected that her 401k funds were being mishandled by her employer. She suspected this because even though deductions were being made from her paycheck each week, those funds were not appearing on her 401k statements.

This employee, as well as any others who suspect ... continue reading

Benefit funds, including 401k contributions, are sometimes mishandled by not only employers in Colorado, but by employers throughout the Union. The most important thing for employees to do is keep a vigilant eye on where their funds are going. Be sure to check payroll deductions that are being made, and ... continue reading

In Pennsylvania, there have been some instances in which employees have believed that their 401k funds were misappropriated. Should any worker start noticing that, even though deductions are being made from their paychecks, no deposits are showing up on their 401k statements, then it should raise some concern.

In ... continue reading

Employees in Montana frequently have questions about exactly where their 401k contributions are going. In situations where employees believe that their payroll deductions are not going into their 401k funds, they should make haste to contact the Employee Benefits Security Administration (EBSA).

EBSA is responsible for enforcing the federal ... continue reading

Alabama employers, as well employers throughout the United States, have been caught stealing 401k funds from employees on different occasions. The time for employees to become suspicious is if they begin noticing that the deductions that are being taken from their pay are not going into the designated savings funds. ... continue reading

The Employee Retirement Income Security Act (ERISA) of 1974 is a federal statute that sets the minimum standards for a majority of pension and health plans in the private sector.  It provides protection for individuals that are involved in these and other similar plans, like the 401k for example.  The ... continue reading

It appears that 401k contributions are being embezzled in Alaska. The deductions are made from all the employee’s checks, but the 401k statements don’t show any deposits. What’s an employee to do?

These sure look like the signs of the employer embezzling funds allocated for an employee 401k account. ... continue reading

If an employee thinks that their 401k contributions are being misappropriated, what should they do?  Suppose deductions are being taken from the employee’s checks, yet the 401k statements show no deposits, what then?

The situation being described in this question seems to be a firm reason to suspect that ... continue reading

If an employee suspects that their 401k contributions are being misappropriated, they should contact EBSA, the employee benefits security administration.  That number is 886-444-3272.  EBSA is responsible for enforcing ERISA in the state of Alabama an the rest of the United States.  ERISA stands for the Employee Retirement Income Security ... continue reading

In the year 2006, $25 billion in embezzled employee benefit funds were recovered, according to the U.S. Department of Labor.  This accounts for only 25% of the total amount of misappropriated funds taken from 401k, pension, and health care accounts.  Money was deducted from employee payroll checks for these funds, ... continue reading

Unfortunately, there are a few things that are certain in life – taxes and death. When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of New Mexico.

A will is ... continue reading

An older Wyoming resident had a will he handed his lawyer. It was over thirty years old. Many of the people he designated as beneficiaries were either dead or not a part of the family anymore due to divorce or some other event. The lawyer asked, “Have you ever considered ... continue reading

A last will and testament in Wisconsin is a legal document created to distribute property (estate) after death. Things that are found in an estate include: assets and property such as bank accounts, homes, land, furniture, automobiles, and securities (stocks and bonds). Wisconsin laws allow you to dispose of your ... continue reading

Here is a story about someone who did not have a will when he died in the State of West Virginia. His loved ones did not receive their share of his property because they had to abide by the state laws when his property was divided. It is very important to ... continue reading

There are too many people in Washington that do not have a will. It is an easy process and it ensures that the estate of loved ones is distributed according to his/her wishes.

The person that creates a will in Washington is called a testator. The testator must be ... continue reading

When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of Virginia.

A will is a legal document created to distribute property (estate) after death. Things that are found in an ... continue reading

The State of Vermont has a few requirements for last wills and testaments which mirror other states. There are many people that do not have a will. Not having a will can cause problems later when a person dies. How is the estate distributed? Usually the distribution is not the ... continue reading

The last thing on someone’s mind is death but unfortunately it is something that we all must encounter somewhere along that wonderful timeline of life. It is important that a person have a will made up otherwise there could be undesirable consequences when the estate is distributed upon death. When ... continue reading

Just like many other states Texas has certain rules that must be followed when creating a will to protect ones estate. If you own property in the State of Texas, it is imperative that a will is created to protect the estate, no matter how much property is actually owned. ... continue reading

There are many people that do not have a will. Not having a will can cause problems later when a person dies. How is the estate distributed? Usually the distribution is not the way the loved one would have desired.

A will is a legal document created to distribute ... continue reading

When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of South Dakota.

A will is a legal document created to distribute property (estate) after death. Things that are found in ... continue reading

Just like many other states South Carolina has certain rules that must be followed when creating a will to protect ones estate. If you own property in the State of South Carolina, it is imperative that a will is created to protect the estate, no matter how much property is ... continue reading

Make sure you update your will in Rhode Island because you can negatively affect your loved ones left behind due to distributions of an estate in an undesirable method. Most wills should be updated every five years because our living situations change frequently. People just don’t think about making changes ... continue reading