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Ohio Escheat Laws

Friday, June 27th, 2008
Posted by Tamara
In English common law during feudal times, property reverted to the King in a process called escheat. During this time, the King owned all of the land and granted land to lords who in turn granted the fiefdoms to tenants. After the tenant’s death, the land escheated or reverted ... continue reading

California Escheat Laws

Tuesday, June 24th, 2008
Posted by Tamara
In California real estate law if a property escheats, title to the real estate reverts to the government. Usually this   means the property owner has died with no living heirs and no will. Therefore, his or her property reverts to the state government.   This law is based ... continue reading

Arkansas 401k

Thursday, June 12th, 2008
Posted by Tamara
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that overlooks pension and health care plans that are established by private businesses and provides protection for employees who have these plans, such as pensions and 401ks.

ERISA is enforced by the Employee Benefits ... continue reading

Maryland 401k

Monday, June 9th, 2008
Posted by Tamara
If an employee checks on the deposits into his or her 401k account and finds that some of the funds are missing or short it is possible the employer has misappropriated money that was designated to the account.   This matter should be reported immediately to the Employee Benefits ... continue reading

Kentucky 401k

Wednesday, June 4th, 2008
Posted by Tamara
If an employee suspects that he or she has made contributions to a 401k plan and does not see any deposits in the account this is a very serious matter and should be taken care of immediately.   The agency that enforces the Employee Retirement Income Security Act of ... continue reading

Minnesota 401k

Thursday, May 29th, 2008
Posted by Tamara
The Employee Benefits Security Administration (EBSA) is the federal agency that oversees the Employee Retirement Income Security Act (ERISA).   If an employee suspects he or she has made contributions to a 401k plan but does not see deposits showing up on the account the employee should immediately notify ... continue reading

Nevada 401k

Sunday, May 25th, 2008
Posted by Tamara
In Nevada, and all other states in the nation, the Employee Benefits Security Administration (EBSA) is the federal agency that overlooks the Employee Retirement Income Security Act of 1974 (ERISA).   ERISA enforces the minimum standards for voluntary pension and health plans in private enterprises and ensures that those plans ... continue reading

Florida 401k

Friday, April 11th, 2008
Posted by Tamara

An employee in Florida recently suspected that her 401k funds were being mishandled by her employer. She suspected this because even though deductions were being made from her paycheck each week, those funds were not appearing on her 401k statements.

This employee, as well as any others who suspect ... continue reading

Colorado 401k

Thursday, April 10th, 2008
Posted by Tamara

Benefit funds, including 401k contributions, are sometimes mishandled by not only employers in Colorado, but by employers throughout the Union. The most important thing for employees to do is keep a vigilant eye on where their funds are going. Be sure to check payroll deductions that are being made, and ... continue reading

Pennsylvania 401k

Thursday, April 3rd, 2008
Posted by Tamara

In Pennsylvania, there have been some instances in which employees have believed that their 401k funds were misappropriated. Should any worker start noticing that, even though deductions are being made from their paychecks, no deposits are showing up on their 401k statements, then it should raise some concern.

In ... continue reading

Montana 401k

Wednesday, April 2nd, 2008
Posted by Tamara

Employees in Montana frequently have questions about exactly where their 401k contributions are going. In situations where employees believe that their payroll deductions are not going into their 401k funds, they should make haste to contact the Employee Benefits Security Administration (EBSA).

EBSA is responsible for enforcing the federal ... continue reading

Alabama 401k

Tuesday, April 1st, 2008
Posted by Tamara

Alabama employers, as well employers throughout the United States, have been caught stealing 401k funds from employees on different occasions. The time for employees to become suspicious is if they begin noticing that the deductions that are being taken from their pay are not going into the designated savings funds. ... continue reading

Louisiana 401k

Friday, January 4th, 2008
Posted by Tamara

The Employee Retirement Income Security Act (ERISA) of 1974 is a federal statute that sets the minimum standards for a majority of pension and health plans in the private sector.  It provides protection for individuals that are involved in these and other similar plans, like the 401k for example.  The ... continue reading

Alaska 401k

Tuesday, January 1st, 2008
Posted by Tamara

It appears that 401k contributions are being embezzled in Alaska. The deductions are made from all the employee’s checks, but the 401k statements don’t show any deposits. What’s an employee to do?

These sure look like the signs of the employer embezzling funds allocated for an employee 401k account. ... continue reading

Georgia 401k

Thursday, December 27th, 2007
Posted by Tamara

If an employee thinks that their 401k contributions are being misappropriated, what should they do?  Suppose deductions are being taken from the employee’s checks, yet the 401k statements show no deposits, what then?

The situation being described in this question seems to be a firm reason to suspect that ... continue reading

Alabama 401k

Thursday, December 27th, 2007
Posted by Tamara

If an employee suspects that their 401k contributions are being misappropriated, they should contact EBSA, the employee benefits security administration.  That number is 886-444-3272.  EBSA is responsible for enforcing ERISA in the state of Alabama an the rest of the United States.  ERISA stands for the Employee Retirement Income Security ... continue reading

Kansas 401k

Wednesday, December 26th, 2007
Posted by Tamara

In the year 2006, $25 billion in embezzled employee benefit funds were recovered, according to the U.S. Department of Labor.  This accounts for only 25% of the total amount of misappropriated funds taken from 401k, pension, and health care accounts.  Money was deducted from employee payroll checks for these funds, ... continue reading

New Mexico Wills

Tuesday, October 16th, 2007
Posted by Priscilla

Unfortunately, there are a few things that are certain in life – taxes and death. When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of New Mexico.

A will is ... continue reading

Wyoming Wills

Tuesday, October 16th, 2007
Posted by Priscilla

An older Wyoming resident had a will he handed his lawyer. It was over thirty years old. Many of the people he designated as beneficiaries were either dead or not a part of the family anymore due to divorce or some other event. The lawyer asked, “Have you ever considered ... continue reading

Wisconsin Wills

Tuesday, October 16th, 2007
Posted by Priscilla

A last will and testament in Wisconsin is a legal document created to distribute property (estate) after death. Things that are found in an estate include: assets and property such as bank accounts, homes, land, furniture, automobiles, and securities (stocks and bonds). Wisconsin laws allow you to dispose of your ... continue reading

West Virginia Wills

Tuesday, October 16th, 2007
Posted by Priscilla

Here is a story about someone who did not have a will when he died in the State of West Virginia. His loved ones did not receive their share of his property because they had to abide by the state laws when his property was divided. It is very important to ... continue reading

Washington Wills

Tuesday, October 16th, 2007
Posted by Priscilla

There are too many people in Washington that do not have a will. It is an easy process and it ensures that the estate of loved ones is distributed according to his/her wishes.

The person that creates a will in Washington is called a testator. The testator must be ... continue reading

Virginia Wills

Monday, October 15th, 2007
Posted by Priscilla

When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of Virginia.

A will is a legal document created to distribute property (estate) after death. Things that are found in an ... continue reading

Vermont Wills

Monday, October 15th, 2007
Posted by Priscilla

The State of Vermont has a few requirements for last wills and testaments which mirror other states. There are many people that do not have a will. Not having a will can cause problems later when a person dies. How is the estate distributed? Usually the distribution is not the ... continue reading

Utah Wills

Monday, October 15th, 2007
Posted by Priscilla

The last thing on someone’s mind is death but unfortunately it is something that we all must encounter somewhere along that wonderful timeline of life. It is important that a person have a will made up otherwise there could be undesirable consequences when the estate is distributed upon death. When ... continue reading

Texas Wills

Monday, October 15th, 2007
Posted by Priscilla

Just like many other states Texas has certain rules that must be followed when creating a will to protect ones estate. If you own property in the State of Texas, it is imperative that a will is created to protect the estate, no matter how much property is actually owned. ... continue reading

Tennessee Wills

Monday, October 15th, 2007
Posted by Priscilla

There are many people that do not have a will. Not having a will can cause problems later when a person dies. How is the estate distributed? Usually the distribution is not the way the loved one would have desired.

A will is a legal document created to distribute ... continue reading

South Dakota Wills

Sunday, October 14th, 2007
Posted by Priscilla

When a person dies and he/she has property, money or children, it is important that those precious assets or people be protected by a will in the State of South Dakota.

A will is a legal document created to distribute property (estate) after death. Things that are found in ... continue reading

South Carolina Wills

Sunday, October 14th, 2007
Posted by Priscilla

Just like many other states South Carolina has certain rules that must be followed when creating a will to protect ones estate. If you own property in the State of South Carolina, it is imperative that a will is created to protect the estate, no matter how much property is ... continue reading

Rhode Island Wills

Sunday, October 14th, 2007
Posted by Priscilla

Make sure you update your will in Rhode Island because you can negatively affect your loved ones left behind due to distributions of an estate in an undesirable method. Most wills should be updated every five years because our living situations change frequently. People just don’t think about making changes ... continue reading