My Current State: 

Louisiana Job Security under FMLA

Sunday, May 11th, 2008
Posted by Tamara

If an employee goes on leave under the FMLA, many employers in Louisiana, as well as other states, are under the false assumption that they are not allowed to fill that position.   That misconception is in no way true.   This is a fact ... continue reading

Posting Requirements in Vermont

Saturday, January 19th, 2008
Posted by Diane

Employees in all states across the country should be able to learn about the employment laws that impact them while at work. These labor laws are required to be displayed in the workplace on labor law posters. The labor law posters should be displayed in an area of the workplace ... continue reading

Wyoming Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

One of the top consumer myths is that the “Lemon Law” protects you on all big ticket items purchased, including used cars. In fact, almost all states–including Wyoming — have lemon laws covering new car purchases. But there is no universal lemon law applying to all big-ticket items such as ... continue reading

Wisconsin Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The Wisconsin Department of Transportation Safety & Consumer Bureau wants all consumers to understand their obligations under a car sales contract. Many consumers mistakenly believe they have three days to cancel a motor vehicle purchase contract. They do not. The 3-day “cooling off” period only applies to sales the dealer ... continue reading

Washington Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

When you sign a contract, in most cases you cannot change your mind and cancel, according to the Washington Attorney General’s office. So, it is always a good idea to take your time and consider your purchases carefully before you sign.

However, the Washington buyers remorse laws, as well ... continue reading

Virginia Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

A popular urban myth is that consumers have 3 business days to cancel a contract for a new car, a house, or any other expensive purchase. In fact, that’s not true. Contracts for all kinds of major purchases are binding when they are signed.

Under the Virginia buyers remorse ... continue reading

Vermont Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

We frequently field questions like this one: “Help! My husband signed a contract for a new car last night. We really can’t afford the payments. How long do we have to cancel the contract?”

As much as we can sympathize with this predicament, there is nothing in the Vermont ... continue reading

Utah Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The Utah Division of Consumer protection has a big tip for making major purchases: Cool off for 24 hours before you buy. In most cases, you don’t have the right to change your mind after you make a major purchase.

That’s right!

Despite what many uninformed people will ... continue reading

Tennessee Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The Tennessee Dept. of Commerce and Insurance handles consumer complaints within the state. In general, all types of fraud and deceptive advertising are illegal, under the Tennessee consumer protection laws.

Under the Tennessee buyers remorse laws, the vast majority of contracts are valid from the instant that they are ... continue reading

South Dakota Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The South Dakota buyers remorse laws DO NOT allow a buyer to cancel a contract within 3 days. Sales contracts for new and used cars, real estate, boats, etc. are legally binding as soon as they are signed.

The Consumer Protection Division of the South Dakota Attorney General’s office ... continue reading

South Carolina Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The South Carolina Department of Consumer Affairs (SCDCA), headed by Brandolyn Thomas Pinkston, was named the Agency of the Year by the National Association of Consumer Agency Administrators.

The S.C. Department of Consumer Affairs offers workshops, speeches, and media presentations to provide consumer education assistance to a wide cross-section ... continue reading

Rhode Island Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

Rhode Island Attorney General Patrick C. Lynch urges every consumer to carefully read the contract before making a major purchase. If you have any questions, ask before you sign the contract.

Under the Rhode Island buyers remorse laws, a contract is a binding legal, document. Every year, the Attorney ... continue reading

Pennsylvania Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

Being a “smart” consumer begins with becoming an educated consumer, according to the Pennsylvania Attorney General’s office. Knowing your rights is especially valuable when entering into certain contracts for goods or services. Pennsylvania’s Unfair Trade Practices and Consumer Protection Law gives you specific rights concerning contracts you may sign for ... continue reading

Oregon Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

Attorney General Hardy Myers recently announced a health club sweep that found four Oregon fitness clubs failing to include a number of mandatory cancellation and refund provisions in their membership contracts.

Under the Oregon buyers remorse laws, consumers have 3 days to cancel a health club contract. Unlike contracts ... continue reading

Oklahoma Buyers Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

The Oklahoma Consumer Protection Division provides mediation services to consumers to help resolve complaints against businesses. The Division, which is affiliated with the Attorney General’s office, can also provide information about complaints that have been filed against businesses, and provide publications to help you make good decisions in the marketplace. ... continue reading

Ohio Buyer Remorse Laws

Friday, December 8th, 2006
Posted by Tamara

Ohio Attorney General Jim Petro recently settled a lawsuit against an unethical ticket broker. The broker sold tickets to the popular OSU-Michigan football game on the internet, but never delivered them. He also sold tickets to the 2006 Daytona 500, and again failed to deliver them. Petro brought suit under ... continue reading

West Virginia Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

The West Virginia Attorney General’s office has a list of the “Top 10 Urban Myths” for consumers. Unfortunately for customers in the state, West Virginia buyers remorse laws are the #1 urban myth listed.

According to the Attorney General’s office, many consumers mistakenly believe that “I can return my ... continue reading

Texas Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Both the federal and Texas buyers remorse laws protect consumers from high-pressure door-to-door sales tactics. Home solicitation, or “door-to-door” sales, is regulated under the Texas Home Solicitation Transaction Act, as well as the more general Deceptive Trade Practices-Consumer Protection Act and a variety of federal laws. There are no Texas ... continue reading

North Dakota Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

There is no legal right for a consumer to cancel most sales contracts within 3 days under the North Dakota buyers remorse laws. However, special state laws protect buyers in door-to-door sales, including telemarketing.

According to the North Dakota Attorney General, questionable telemarketers often use intimidation to make it ... continue reading

North Carolina Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

While the North Carolina buyers remorse laws don’t allow consumers to cancel contracts, they do protect buyers from unscrupulous sales people, including telemarketers.

Recently, a company called Buzz Telecom was ordered to stop doing business in North Carolina and pay refunds to consumers, according to North Carolina Attorney General ... continue reading

New York Buyers Remorse

Tuesday, December 5th, 2006
Posted by Tamara

Under New York law, all contracts with a value of $500 or more must be in writing, or they are not binding.  Consumers who agree by telephone to contracts with a total value of $500 or more without a subsequent written contract are not protected by state law, which makes ... continue reading

New Mexico Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

By now, most people realize that auto contracts cannot be cancelled within 3 days. That’s just an urban myth. But, what about the popular auto sales technique of spot delivery? In spot delivery, a buyer is allowed to take a car home, even though no bank has yet approved their ... continue reading

New Jersey Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Here’s an interesting case from the New Jersey buyers remorse laws.  In New Jersey, Colleen ordered some furniture from a store. When it arrived, Colleen noticed numerous defects. A cabinet was chipped and the wood veneer was warped. The sofa showed numerous tears and stains, on a supposedly new item.  ... continue reading

New Hampshire Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

As a consumer, you owe it to yourself to know the truth about the New Hampshire buyers remorse laws. According to the New Hampshire Attorney General, many members of the public are under the mistaken impression that they can cancel a contract to buy a home, a car or another ... continue reading

Nevada Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Consumers have no right to cancel expensive contracts within 3 days, under the Nevada buyers remorse laws. The Nevada Bureau of Consumer Protection wants consumers to realize that a sales contract for an auto, house or other expensive item is valid as soon as they “sign on the dotted line.” ... continue reading

Nebraska Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Most contracts for the sale of an auto or a home is binding as soon as it is signed, under the Nebraska buyers remorse laws. There is no law that allows a consumer to cancel a valid contract within 3 days. However, the state laws do protect a consumer when ... continue reading

Montana Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Under the Montana buyers remorse laws, most contracts are binding as soon as they are signed. Montana law doesn’t guarantee consumers any “cooling-off” period to cancel contracts for expensive items such as cars or houses.

Federal law does give consumers the right to cancel a contract for an item ... continue reading

Missouri Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Many new car shoppers reassure themselves that if they change their minds, they always have 3 days to cancel the new car contract. Sometimes homebuyers even get cold feet and want to cancel a contract.

In fact, most consumers have no such right under the Missouri buyers remorse laws. ... continue reading

Mississippi Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

Buyer’s remorse often strikes just days after a major purchase, such as an auto, a home or even a pricy health club membership. Often, a consumer has no protection under the law, unless the seller engaged in fraud.

Under the Mississippi buyers remorse laws, you have 5 business days ... continue reading

Minnesota Buyers Remorse Laws

Tuesday, December 5th, 2006
Posted by Tamara

The Minnesota buyers remorse laws specifically address door-to-door sales. While a few industries such as health clubs and hearing aids, contracts for major purchases such as real estate and vehicles are immediately binding under Minnesota law.

If you sign a health club contract in Minnesota, you have up to ... continue reading