My Current State: 

Nevada Short Term Disability


Posted by Tamara

Nevada does not offer any short term disability benefits to employees after an auto accident, or for any other reason, unless the injury is work-related.

Federal law protects employees in many ways.  Worker safety standards are set and maintained by federal agencies such as OSHA.  The federal government has prohibited discrimination in the workplace. It also actively enforces federal laws and regulations giving civil rights protections on the job.

The federal government even provides job protection for employees who must take a leave of absence from work in order to tend to serious health or family issues.  The law that mandates this protection is the Family and Medical Leave Act or FMLA.  Employees can request a leave for a number of qualifying life events.  The employee’s serious health condition, illness of a close family member, childbirth, care for a new foster child, and care for a newly adopted child are all covered under FMLA.  The leave can last a maximum of 12 weeks during any year.  The employee’s job is protected throughout the duration of the approved leave.  However, this act does not provide for any income to the employee.

Employees may receive income from a variety of sources.  Most often, any income the employee receives during a short term disability leave is a result of accumulated paid vacation or sick leave, or the result of some type of short term disability income plan.

Short term disability income plans often offer up to 26 weeks of payments to an employee during a leave of absence.  Some employers fund these plans as part of their benefit package to their employees.  Other businesses offer upgraded options to their health insurance plans that include short term income.  These are funded by the employee. 

Some states have established their own statewide short term income benefit plans but Nevada has not.  In fact, only 5 of the 50 states have such plans.  The plans a present are funded in one of two ways.  Some are funded by employers are required to provide the short term income by state law.  Other plans have been funded by payroll deduction.  In every case, the state plans provide more than double the allowable leave time and provide in excess of 50% of the employee’s normal income.    

 

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